Innovating Finance for a Digital World

Personal

Our personal loans are designed to offer flexibility and convenience. Whether you need funds for unexpected expenses, home improvements, or debt consolidation, we provide quick approvals and competitive rates to help you achieve your financial goals.

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Business

Get ready to take your business to the next level!
Our business loans will provide entrepreneurs with the financial support they need for expansion, inventory purchases and operational costs.

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Patient

If you are not able to offer cash-less hospitalisation facility to your patients, because.

Your treatments are not covered under insurance Or

The patient’s insurance cover is inadequate to support his treatment Or

Your hospital has not tied up with the specific TPA/ Insurance Company Or

The patient does not have insurance cover, Don’t worry, we have the solutions ready..

For Hospital → For Patient →

Hospital Receivables

A powerful revenue cycle management solution tailored for hospitals to realise payments faster, reduce disallowances and simplify database management.

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Insurance Premium Financing

Insurance Premium Financing is a financial arrangement that allows individuals to pay their insurance premiums over time instead of paying the full amount upfront. It is commonly convenient for salaried individuals, who has fixed monthly income and wants to opt for better Health Insurance Cover for their family.

In our premium financing arrangement, ViFin arranges a suitable lender who pays the insurance company the full premium on behalf of the insured. The insured then repays the lender in instalments, typically with interest and fees.

Benefits

Improved cash flow: Reduces burden of large onetime premium.

Budget flexibility: Spreads large premium payments over time.

Access to higher coverage limits: Helps to secure Policies with Higher Health Insurance Cover.

Things to Consider

Interest and fees: Financing increases the total cost of coverage.

Cancellation risk: Failure to make payments may result in policy cancellation.

Credit requirements: Approval may depend on financial standing of the insured.

Insurance premium financing is particularly valuable for customers, who has stable fixed income, who can commit for the continued payment of the instalments.

Grievance Redressal Contact Details

How It Works

The insured selects a suitable insurance policy through a specific insurer.

The insured opts to pay the policy premium through ViFin e-Pay.

A lender arranged by ViFin, pays the full premium to the insurer.

The insured makes a down payment (usually a percentage of the total premium).

The remaining balance is repaid in scheduled instalments plus financing charges to the lender.

Terms and Conditions Privacy Policy

Have a question?

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How do I apply for a personal loan?

Simply visit our application page, fill out the required details, and our team will guide you through the process

Typically, you’ll need to provide proof of identity, income, and other financial information. We’ll provide a detailed checklist during your application.

We strive for quick approvals, often within 24 hours. The exact time may vary based on the information provided.

No! We believe in transparency, so you’ll always know the total cost upfront with no hidden fees.

Yes, we allow early repayment without any penalties. We want you to save on interest whenever possible!

Hi there! 👋 Interested in Mutual Funds? Chat with us on WhatsApp for expert guidance.

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